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A deposit will be required from you by the seller’s solicitor. This is usually

between 5% and 10% of the purchase price. If you are also selling a

property, the deposit paid to you by your buyers can sometimes be used.

If not, we will request funds from you at this point.


Exchange of Contracts


The contract you have signed will then be literally ‘exchanged’ with the contract your seller has signed, making the transaction legally binding on both of you. The date for completion is fixed as part of this step.


Completion Date


The completion date agreed with the seller on exchange of contracts is the date upon which the seller must vacate the house and you can get the keys. You must have paid the balance of the purchase price and all charges before this date. Failure to complete on the agreed date will result in the party at fault being in breach of Contract and serious financial penalties can apply.


Registration of Deeds


Once you have bought your new house, we will deal with the formalities necessary to register you as the new owner and pay and stamp duty that is due. Once that is complete, we pass all the paperwork to you for safe keeping.  No deeds or documents are retained by your lender or by us.




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